Last week, I received a security device from HSBC Bank. It looks like a key chain and it has got a LCD display and a button. Whenever the button is pressed, it will generate a time-sensitive, single-use six-digit Security Code for you to use when logging on to Internet Banking. That code is needed together with user ID and password. It takes more process to log in now, but I think security has been greatly increased. The best thing is it's totally free.
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